Ayushman Bharat Yojana
By Sandeep nagyaan · 24 Sep 2018
Prime Minister Narendra Modi today launched the Ayushman Bharat Insurance Scheme - Prime Minister Jan Arogya Yojana from Jharkhand. Under the Prime Minister Jan Swasthya Yojana, the Government aims to provide health insurance cover of Rs 5 lakh per family to more than 100 million poor families of the country. According to the socio-economic caste census, 8.03 crore rural and 2.33 crore poor families of urban areas will benefit from this. About 500 million people will be covered under this scheme. it declared the scheme would be a “game changer” globally in health insurance. This is the world’s largest health scheme which will serve a population tantamount to that of 27-28 European countries…more than all of America, Canada and Mexico put together. The scheme provides an annual coverage of Rs. 5 lakh per family for nearly 1,350 diseases. The eligible people can avail the benefits in government and listed private hospitals. There is no cap on family size and age to ensure that nobody is left out.
Significance and Benefits:- (1) Under the scheme, medical cover up to five lakhs will be provided. It has a simple meaning that for five lakh you will not have to pay any money for the treatment. (2) There is no obligation in the plan regarding the number of family members. (3) The benefits of this scheme will be available only to those families who live below the poverty line. Apart from this, people in the socio-economic and caste census (SECC) will also get the benefit. (4) All members of the family present in the SEC database will be the holders of this scheme. (5) In case of hospitalization during treatment, the patient will not be charged any kind of fee. (6) All the diseases covered in the plan will be covered from the first day. Benefit will be available before and after hospitalization. Under this scheme 1350 types of medical packages will be available. Under which expenses of surgery, day care treatment, drug cost and diagnostic will also be borne. (7) The plan holders can go to private hospitals anywhere and get their treatment done free of charge. The government has so far tied up with about 8,000 hospitals for this. Around 20,000 hospitals will be linked to this scheme. (8) During treatment, the plan holder will have to prove his identity by showing any type of ID in hospital.